SPECIAL CERTIFICATE!

This Is One Cool Deal For One Sizzling Hot Summer!!!

24 MONTH/2.40% APY

The Minimum balance requirement to earn this stated APY is $2,500.00. Dividends are compounded monthly and credited to your certificate or share account monthly. Certificates must be opened with funds not currently on depoist at SJHFCU.

-Annual Percentage Yield (APY) is accurate as of August 1, 2010. APY, terms and conditions are subject to change without notice. Certificates are subject to penalty for early withdraw. For other current certificate rates and terms, call (813) 870-4360; Fax (813)870-4475. Accounts are insured up to $250,000 by the National Credit Union Administration.