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St. Joseph's Hospital Federal Credit Union
Ease Holiday Stress…
Take Advantage of our Holiday Loan!!!
Nov 1st - Dec 31st
Ask one of the tellers for more information!
Non-Refundable $40.00 Application fee
(Must be paid when application is turned in)
*Payments for $1,500 will be $138.77 per month for 12 months. Estimated finance charge is $162.05. Offer valid ONLY for the month of November and December. Approval of loan is based on your credit history. Amount is determined by member and CAN NOT exceed $1,500. SJHFCU does not discriminate against credit applicants on the basis of race, color, religion, national origin, sex marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Protection Act.
SKIP YOUR SJHFCU LOAN PAYMENT FOR ONE MONTH!
It’s your opportunity to postpone your monthly installment loan payment due for December, and January and put a little extra green in your pocket for this Holiday season. It’s as simple as filling out the form below and returning it to us by mail, fax or in person.
If you normally make your loan payment(s) by check, you simply will not send one for the month you select. If your loan payment is made by payroll transfer, we will not transfer your loan payment for the month you select. This special winter offer is available for a low $30.00 per loan processing fee. We will deduct this fee from your credit union account or you can send us a check or money order with the completed form.(Sorry, you will NOT be able to skip payments on loans newer than three months.)
NEW OFFICE HOURS!
Effective November 3rd, 2014
John Knox Village will be open
Mondays, Wednesdays, & Fridays 9am-4pm
North Office will be open
Tuesdays & Thursdays 9am-4pm.
New Accounts or Loans 24hrs/day by Appointment
For immediate uninterrupted service, please utilize our ONLINE BANKING SERVICE, for your CreditCard, savings, club, money market, certificate, share draft, loan balance inquiries, transfers,and the ATM for cash withdrawals.
Depositsand Loan Payments may be made in the night depository at the Main Office located at St Joseph’s Hospital.
Begining January 1, 2015 SJHFCU will charge $3 per month for your monthly Credit Union Statment. To avoid this fee please access our online banking site to make the switch to e-statments. And go paperless!
Log in to your Online Banking account!
Click on the SELF SERVICE TAB
Click on E-STATEMENTS
GO GREEN WITH SJHFCU!!
Don't have an auto loan with SJHFCU.....
Spring into your local branch today to take advantage of our low rates and refinance your auto loan. Just to say Thank You for refinancing your auto loan with SJHFCU we will give you $100.00!!
SAVE BORROW & INSURE!
WERE YOU PREPARED THIS PAST CHRISTMAS?
START PREPARING FOR NEXT CHRISTMAS BY OPENING A CHRISTMAS CLUB!
You choose the amount you want deposited each pay period, and we will make the funds available to you on November 1st at no charge. FOR EXAMPLE: If you start with $50.00 a pay day, with 22 pay periods before November 1st, that equals to $1,100 extra BUCKS in your pocket! So come into a branch today and open up your CHRISTMAS CLUB! (No minimum balance required)
Bring in the New Year with a NEW car!!!
Our car loan rates are as LOW as 2.70% and we will beat what any other financial institution or dealer may offer to you!!!
*keep in mind that dealer 0% financing really isnt what you think it is... Questions? We will explain!!!
With 0% financing, I’m guaranteed to get the best price
Offering 0% financing may inflate the price of a vehicle to make up for lost finance charges.
Financing a vehicle with SJHFCU for as low as 2.70% is the same if not BETTER than financing for 0%!!! Brochures can be found at SJHFCU to better inform you about the Truth in 0% Financing!
SAINT JOSEPH'S HOSPITAL FEDERAL CREDIT UNION
NOT ALL CREDIT UNIONS ARE ALIKE!
"SAVE, BORROW, & INSURE" AT SJHFCU!
Saint Joseph's Hospital Federal Credit Union was chartered August 19th, 1960 and is a member-owned cooperative, established for the purpose of promoting thrift and providing credit for its members. The success of a credit union is not measured entirely by its asset size. A credit union should help its members form savings habits and educate them to properly manage their finances.
Serves members by completing account transactions.
Provides account services to members by receiving deposits and loan payments; cashing checks; issuing savings withdrawals; recording night and mail deposits; selling cashier's checks, answering questions in person or on telephone; referring to other Credit Union services.
Records transactions by logging cashier's checks, and other special services; preparing currency transaction reports.
Cross-sells Credit Union products by answering inquiries; informing members of new services and product promotions; ascertaining members' needs; directing members to a branch representative.
Completes special requests by closing accounts; taking orders for checks and visa cards; opening and closing Christmas and vacation clubs; providing special statements, copies.
Reconciles cash drawer by proving cash transactions; counting and packaging currency and coins; reconciling loan coupons and other transactions; turning in excess cash and mutilated currency to head teller; maintaining supply of cash and currency.
Complies with Credit Union operations and security procedures; maintaining customer traffic surveys; auditing other tellers' currency; assisting in certification of proof.
Maintains customer confidence and protects Credit Union operations by keeping information confidential.
Contributes to team effort by accomplishing related results as needed.
Customer Service, Attention to Detail, General Math Skills, Verbal Communication, Integrity, Selling to Customer Needs, People Skills, Financial Skills, Financial Software, Thoroughness, Documentation Skills